Privacy

Privacy policy.

This notice explains how personal information submitted through UK Loan Experts is handled. Last updated 7 August 2026.

Who is responsible

Mills Commercial Finance Limited.

UK Loan Experts is a trading style of Mills Commercial Finance Limited. Mills Commercial Finance Limited is the data controller for finance enquiries submitted through this site and for the resulting brokerage conversation.

NextCom Media AB operates this website and its technical lead-capture systems under agreement with Mills Commercial Finance Limited. It may process enquiry and technical data as a website, hosting and technology service provider.

Controller contact

  • CompanyMills Commercial Finance Limited, Company No. 13790934
  • Registered officeC/O Redstone Accountancy, 253 Monton Road, Eccles, Manchester, M30 9PS
  • Emailenquiries@millscommercialfinance.co.uk
  • ICO registration00019168785

Information and purpose

What is collected and why.

01

Enquiry information

Name, contact details, business details, requested amount, finance need and other information you choose to provide.

02

Assessment information

Company, financial, identity and compliance information needed to assess an enquiry, discuss options and approach a finance provider when you ask us to proceed.

03

Technical information

Page, referral, device, security and diagnostic information needed to operate, protect and understand the website and enquiry journey.

Information is used to respond to enquiries, check whether a finance conversation is relevant, provide brokerage services you request, carry out necessary verification or compliance checks, maintain records, protect the service and improve website functionality. It is not sold as a standalone marketing list.

Lawful basis

Why the processing is lawful.

Legitimate interests

To respond to a requested commercial-finance enquiry, operate and secure the site, prevent misuse and keep proportionate business records.

Contract and pre-contract steps

To take steps you request before a brokerage service is provided and to perform that service if you decide to proceed.

Legal obligation and consent

Legal obligation may apply to regulatory, anti-money-laundering, tax or recordkeeping requirements. Consent is used where it is specifically required, including optional marketing.

Sharing and retention

Who may receive information.

Information may be shared with relevant staff; banks, lenders and finance providers when needed for a service you request; identity, credit, fraud-prevention or compliance providers where required; professional advisers; IT, CRM, database, hosting and website providers, including NextCom Media AB; and regulators, courts or law-enforcement bodies where disclosure is required.

Information is kept only for as long as necessary for the enquiry and any resulting service, and to meet applicable legal, regulatory, tax, dispute and reporting requirements. The retention decision considers whether an enquiry progressed, the type of record, legal limitation periods and any obligation to retain compliance records.

Some technology suppliers may process information outside the UK. Where this happens, the controller requires an available lawful transfer mechanism and appropriate safeguards from the supplier.

Your rights

Access, correction and control.

Depending on the circumstances, you may ask for access to your personal information, correction, erasure, restriction, portability or an objection to processing. Where processing is based on consent, you can withdraw that consent at any time without affecting earlier lawful processing. These rights are not absolute and an applicable exemption may sometimes apply.

Right to object: you may object to processing based on legitimate interests and may object at any time to direct marketing.

Email enquiries@millscommercialfinance.co.uk to exercise a right or ask a privacy question. You can also complain to the Information Commissioner's Office at ico.org.uk/make-a-complaint.

Cookies and automated decisions

Website controls.

The site may use essential storage for security and journey continuity. Optional analytics or advertising storage should only be used when the relevant consent control permits it. Browser settings can also be used to remove or block storage.

Website forms may apply validation and eligibility rules, but UK Loan Experts does not make a solely automated decision through this website that has a legal or similarly significant effect. A lender or finance provider may conduct its own assessment under its own privacy information.